1. Program Definition and Services 

Home Modification Services in Massachusetts provide physical adaptations to the homes of individuals with disabilities or mobility impairments to ensure their health, safety, and independence. Services include: 

• Installation of ramps, stair lifts, and platform lifts 

• Bathroom and kitchen modifications for accessibility 

• Widening of doorways 

• Installation of grab bars and handrails 

• Sensory or therapy space creation 

• Fencing and walkway modifications 

2. Regulations 

Home Modification Services are governed by: 

• 130 CMR 630.000: Home and Community-Based Services Waiver Services 

• Massachusetts Rehabilitation Commission (MRC) standards and procedures 

3. Licensing or Certification 

Providers must be qualified to perform environmental and minor home adaptations in accordance with applicable state and local building codes 

4. Responsible State Agency 

The Massachusetts Rehabilitation Commission (MRC) and the Community Economic Development Assistance Corporation (CEDAC) oversee the Home Modification Loan Program (HMLP)  

5. Application Process 

Individuals can apply through their local provider agency. The application process includes: 

• Submitting a completed HMLP application form 

• Providing required documentation 

• Having a program construction monitor perform an initial inspection 

6. Required Documentation 

Applicants must submit: 

• Proof of up-to-date real estate taxes 

• Massachusetts Income Tax Return 

• Household income documentation 

• Completed Documentation of Need from Professional Form 

7. Timeline for Approval 

The approval process can take 4-6 weeks until the first disbursement can be made 

8. Pre-Application Process 

There is no formal pre-application process, but individuals are encouraged to assess their needs and gather necessary documentation before applying. 

9. Pre-Application Training 

No specific pre-application training is mentioned. However, providers must meet qualification requirements and comply with building codes 

10. Additional Notes 

• HMLP offers zero-interest loans up to $50,000 for homeowners and up to $30,000 for manufactured or mobile homeowners 

• Landlords with fewer than 10 units may be eligible for a 3% interest loan 

• The program supports aging in place and reduces reliance on institutional care. 

• Modifications must be necessary for the individual to remain in the home and increase independence 

• As of March 6, 2025, the program continues to be a valuable resource for Massachusetts residents with disabilities or mobility impairments.